Another thing to bear in mind, as far as fat is concerned, is that each person has a genetically pre-determined way that their body distributes and stores fat. Some people deposit more fat around their organs and less at the 'surface' under their skin. Apparently, this is more true of folks with black skin than white, so black folks often tend to look leaner than their white counterparts for the same level of body fat.
In my case (very fair/white skin), I tend to have a fairly even layer of fat all over. I can carry more fat than some of my mates without looking as fat because I don't get the typical middle-aged bloke's belly and love handles. However, trying to get veins popping and cuts in my quads when dieting just doesn't happen until I'm at very low levels of bf. By contrast, one of my mates has very lean and defined legs and arms but has a lot of belly and back fat.
In my case (very fair/white skin), I tend to have a fairly even layer of fat all over. I can carry more fat than some of my mates without looking as fat because I don't get the typical middle-aged bloke's belly and love handles. However, trying to get veins popping and cuts in my quads when dieting just doesn't happen until I'm at very low levels of bf. By contrast, one of my mates has very lean and defined legs and arms but has a lot of belly and back fat.